Thank you for submitting the required Scope of Appointment The Medicare Scope of Appointment (SOA) is a mandatory form that beneficiaries and potential beneficiaries must sign before meeting with an insurance agent to discuss Medicare Advantage options. Also known as the Medicare 48-Hour Rule, it’s designed to protect you from high-pressure situations and scams. When working with a licensed insurance agent for Medicare enrollment or changes, the SOA helps document the meeting and specifies which Medicare insurance products you want to cover. It can be presented in person, over the phone, or even collected verbally. This form remains on file for ten years, safeguarding all parties involved. Remember, understanding the SOA is crucial when making healthcare changes for the following year.

Source: CMS.Gov, https://www.cms.gov/medicare/health-drug-plans/managed-care-marketing/medicare-guidelines

Medicare and You 2024 Guide

Summary of Medicare benefits, coverage decisions, rights and protections, and answers to the most frequently asked questions about Medicare.

Choosing a Medigap Policy

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Your Medicare Benefits

Important information about the items and services Original Medicare covers along with Medicare Part A and Part B.

Medicare Part A Hospital Care

  • Hospital Inpatient Care
  • Skilled Nursing Facility Care
  • Hospice Care
  • Home Health Care

Medicare Part B Medical Care

  • Services from doctors and other health care providers
  • Outpatient and home health care
  • Durable medical equipment
  • Some preventive services

Medicare Part C Medicare Advantage

  • Includes Part A and Part B
  • Can include Medicare Part D
  • May add other benefits and services
  • Run by Medicare approved private insurance companies

Medicare Part D Prescription Drugs

  • Helps cover the cost of prescription drugs
  • Run by Medicare approved, private insurance companies
  • Can be a stand-alone plan

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